NW, Inc. (“HNW”, “we”, “us”, “our”) shares your concern about the protection of your personally identifiable information online. This is our policy regarding the privacy of information we collect when you are on our site. This policy also applies to HNW’s treatment of any personally identifiable information that our business partners share with us. This policy does not apply to the practices of companies that we do not own or control, or to people that we do not employ or manage.

Information We Collect

We may collect personally identifiable information such as your name, e-mail address, zip code and interests, when you volunteer such information while visiting our Site. If you contact us, we may keep a record of your correspondence. Whenever we collect personally identifiable information from you online, we will make an effort to include a link to this Policy on that page. We may also receive personally identifiable information from our business partners. To the extent the personal information you provide to us is publicly available, we are not restricted from using or disclosing such information, as discussed in more detail in the “Exclusions” section below.

Tracking Information: Tracking data consists of information we collect automatically from each visitor that is not associated with an identifiable individual, such as their browser type, operating system, internet service provider or referring site.

Cookies: Some of the information we collect is gathered using “cookies.” A cookie is a small data file containing information that is written to the visitor's hard drive by a Web server and used to track pages the visitor has visited. We encode our cookies, and they contain a random numeric ID to prevent tampering. We use information collected in this manner on an individual basis for internal purposes only.

E-Mail Updates: If you register for our HNW Newsletter, and unless you opt out as provided, you will automatically receive various e-mail updates, newsletters or bulletins that we send out on a periodic basis containing selected articles and other information, together with third-party advertisements and hyperlinks to our Site.

Surveys: At certain times, we may ask visitors to participate in surveys. Because information obtained in these surveys may be connected with individual visitors, participation is voluntary.

How We Use the Information

We may use this information for three general purposes: to customize the content you see, to fulfill your requests for certain services and information, and to contact you.

We use and disclose information obtained from visitors as stated in this Policy and as permitted by law. We will not disclose any personal information to any third parties, except when we believe in good faith that the law requires it, to protect other visitors of the Site, to respond to an emergency, or as otherwise stated in this Policy. We may also disclose information if you have given us permission to do so or if we find that your actions on our websites violate the above terms of service or any of our usage guidelines for specific products or services. We may share your personal information with our contractors, consultants or professional advisors, but only to the extent necessary for them to perform services on our behalf and only under reasonable confidentiality restrictions.

We use tracking information to create aggregate reports on Site traffic patterns. None of the tracking information we provide them can be connected to the identities or other personal information of individual visitors. We also may link tracking information with personal information. Once we make such a link, all the linked information is treated as personal information. We may use such information to provide you with an enhanced or customized experience. If in any instance we intend to use or disclose any personal information collected from visitors in a manner that would otherwise conflict with the terms of this Policy, we will provide additional privacy information at such instance, which will govern any information so collected.

Revisions to Policy. Please note that, by using the Site, you signify your agreement to this Policy. If you do not agree to this Policy, please do not use the Site. We reserve the right to revise the Policy from time to time. Your continued use of the Site subsequent to changes to this Policy will mean that you accept the changes; therefore, please bookmark this page and review it frequently. You can tell if the Policy has been updated since your last review by checking the “Last Updated” date at the beginning of the Policy. If you have any questions regarding this Policy or the Site, please e-mail us at ask@hnw.com. Alternately, you may contact us via mail at HNW, Inc., 936 Broadway, Fifth Floor, NY, NY 10010, ATTN: Privacy Policy Inquiries.

Exclusions. This Policy does not restrict or prohibit our use or disclosure of publicly available information, even if such information is personal in nature—for example, information available in your local white pages. We reserve the right to transfer any and all information that we collect from our visitors to a third party in the event that we sell or transfer substantially all our assets related to the Site to such third party, provided such third party agrees to use such personal information in accordance with the terms of this Policy.

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HNW has offices in New York, Boston and Denver.